Open an account in minutes, move money in multiple ways and enjoy banking built for you.

An account built for everyone, no matter where they come from.

Checking Accounts

Virtual & Physical Cards

Bank Transfers with Rethink Fi

Rethink Fi to Rethink Fi Transfers

Excellent Support

Enjoy great benefits when you open a RT APP Account

When you open your Rethink Fi account, you get great benefits.Access convenient and robust financial services and say bye to all the hassles of traditional banking

Fund Account and Hold Money

Feed your account from your bank, mobile wallet, or debit card and securely hold money within Rethink Fi, a wallet you can trust

Make RT APP to RT APP Transfers

With RT APP, sending and receiving money between RT APP users is very convenient.

International money transfers

Send money across the world from your Rethink Fi account to Bank accounts and mobile wallets across over 100+ countries

Send and Receive Money

Send money across the world from your Rethink Fi account to Bank accounts and mobile wallets across over 100+ countries

Pay With Your RT APP Card

Go cashless with RT APP.Spend at your favorite shops and restaurants, and make online payments with your Rethink Fi Card.

Committed to transforming the world one transaction at a time

Our mission is to unlock financial opportunities for Immigrants and underserved communities living and working in the USA by empowering them with access to banking and other financial services

Protecting you, your information and your money

Enjoy banking without worrying about security and data privacy. We got you covered.

World-Class Security

We protect your financial and personal information by employing data privacy and security measures.

Dedicated Fraud Mitigation

We work with leading technologies and protocols to keep your account and money protected from even the most sophisticated fraud.

Your informationis safe

Your personal information is safe in our hands. We’re committed to keeping your datasafe and secure, and we’re open abouthow we collect, process, and store it.

Banking doesn’t need to be complicated. Enjoy a world-class user experience with our Mobile App

The Rethink Fi app removes the complexities that come with traditional banking apps. We have employed human-centered design principles to deliver a product experience that is not only simple and clear but one that addresses our customer’s needs.

Getting started

Get set up and start spending with your card in minutes.

Download the Rethink Fi App

Download the Rethink Fi App from the play store or App Store.

Register in minutes

Verify your identity

All you need to activate your account, send and receive money or order a card is your government ID.

Top up your account

You can add money using your bank account or card. Share your account details to get paid via Rethink Fi or ACH or spend worldwide with your debit card.

Let’s Answer some of your Frequently Asked Questions

Best inline customer experience and support.

Q1: How do i sign up?

First, you’ll want to get the Rethink Fi app on your device which you can download via Play Store or iOS. Enter your valid US phone number and an OTP will be provided. Proceed to complete registration by filling in your full name and a valid email address. We will send you a temporary password to your email which you’ll use to login and create your own password. Finally, complete your profile to create an account.
Q2: How do i sign up?

Your Rethink Fi debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day-to-day online payments securely with your card.
Q3: What is the options to fund my Rethink Fi account?

Funding your Rethink Fi checking account is a breeze. Simply link your bank account with your Rethink Fi account, enter the amount you want to add to your checking account, and you are done. This typically takes 1-2 business days to go through.
Q4: Is Rethink Fi a Financial Company or a Bank?

Rethink Fi is a financial technology platform, not a bank. Banking services for the [Checking Account or Savings Account] are provided by our partner bank. The Rethink Fi Debit Card is also issued by our partner bank pursuant to a license from21 Mastercard Inc.
Q5: Who is eligible for Way account?

We cover documents from over 190 countries. To date, our database features more than 6,000 documents including passports, drivers’ licenses, and national IDs.
Q6: How do i contact Rethink Fi?

Our Customer Service team is available to you anytime you need them. If you would like to get in touch with us for further questions, feel free to send an inquiry through our email at (help----------------------)or chat with us on the Rethink Fi app.